Monthly Archives: March 2022

What’s an SPD?!


What’s an SPD?! Space Patrol Delta?  Super Perfect Day?  Special Person Driver?  Spinning Pile Driver?! Summary Plan Description?  Oh yeah, that’s it, at least in the context of benefit plans! So, what is a Summary Plan Description, or SPD, who needs one and why? Plan Documents and SPDs are required […]

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Top 5 Reasons to Convert Your Term Insurance

Rose Street Advisors | Life Happens

Rose Street Advisors Community | Life Happens Top 5 Reasons to Convert Your Term Insurance: 1. Timing: The level premium paying term is running out…and you still need coverage. Life insurance premiums increase exponentially once the original level term time period expires. For example, year 21 of a 20-year level […]

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