Your guide from hire to retire.
Understanding Full-Time Equivalents (FTEs) Under the Affordable Care Act (ACA): A Guide for Employers What is a Full-Time Equivalent (FTE)? A Full-Time Equivalent (FTE) is a unit of measurement that represents the workload of an employee in a way that makes workloads comparable across various employment structures. Who Needs to […]
Understanding the Affordable Care Act: What Employers Need to Know when Moving Above or Below 50 FTEs The Affordable Care Act (ACA) has specific regulations that impact employers based on the size of their workforce. One of the most critical thresholds is 50 full-time equivalent (FTE) employees. Crossing this line, […]
What is a Collective Investment Trust (CIT)? And How it Differs from a Mutual Fund As a retirement plan sponsor or committee member, you’re probably familiar with mutual funds as the go-to investment option in most 401(k) and 403(b) plans. But you may have also come across Collective Investment Trusts, […]
Tracking Variable Hour Employees: Understanding Measurement and Administrative Periods Employers with variable hour employees face unique challenges when it comes to tracking hours and determining health insurance eligibility. Under the Affordable Care Act (ACA), businesses must use specific methods to measure employee hours and ensure compliance with health coverage requirements. […]
Health Savings Account (HSA) FAQs: Everything You Need to Know A Health Savings Account (HSA) is a powerful tool that helps individuals save for medical expenses while enjoying tax advantages. If you’re considering opening an HSA or want to maximize its benefits, here are some of the most frequently asked […]