Integrity Always

Without INTEGRITY, the other core values mean nothing.

“When you trust people, you have confidence in them – in their integrity and in their abilities.” – Stephen Covey.

Each day while sitting in our “gym”, whether for coffee or lunch, we are reminded of the Rose Street Advisors’ Core Values. In my opinion, Integrity is the pinnacle with all other core values falling into place. As a representative of Rose Street Advisors, our behavior and actions are intimately connected to the Firm’s performance and reputation. Having integrity means that you live in accordance to your deepest values, you are honest with everyone, and you always keep your word.

Integrity begins with our individual choices to always act in accordance with strong moral principals, no matter the situation. We must act with integrity in all aspects of our relationships, both business and personal. For example, have you ever had a cashier give you too much change? What did you do? A couple phrases that best articulate the meaning or integrity to me include the following:

It’s what you do when no one is looking

Behave ethically and do the right thing, even behind closed doors

Each day we are reminded the importance of integrity when offering recommendation to our clients and being upfront and transparent of why the recommendations are in their best interest in accomplishing their goals.

We live with the belief of what we do and how we do it, matters! There is no compromise, we get one chance with integrity and there are no do overs as shared by a colleague.

P.S. If curious about our gym, stop by for a cup of coffee for a tour and learn the building history.

Scott Higgins

AIF®, CFP®, CPFA® | FINANCIAL ADVISOR

Since 2012 at Rose Street, Scott has been responsible for helping the firm’s individual wealth management clients with income strategies for retirement and consulting with employers with their employee retirement plans. In free time, he enjoys golf, biking, skiing, cooking, and traveling. Fun fact, Scott has a hobby of filling growlers with coins!

Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc., a Registered Broker/Dealer and Investment Advisor. Member FINRA/SIPC. Rose Street Advisors is independently owned and operated. #4901824.1

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244 North Rose Street
Kalamazoo, MI 49007

main: 269.552.3200
fax: 269.343.3533

None of the testimonials and video presentations, relate to the provision of investment advisory services.

Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC. Rose Street Advisors is independently owned and operated. Rose Street Advisors is a member of M Financial Group. Please go to mfin.com/DisclosureStatement.htm for further details regarding this relationship.

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For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to mfin.com/m-securities.

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