Your guide from hire to retire.
Working closely with you, we help develop your retirement plan objectives, review any existing plan, and/or design a new retirement plan that will help you achieve your goals.
As you near retirement, your focus often shifts from building wealth to protecting it and to making sure the people and causes you care about are provided for. Estate planning plays a key role in that transition. It’s not just about legal documents; it’s about financial confidence. An effective […]
Retirement Planning for Small Business Owners: A Smart Approach to Business and Personal Wealth As a small business owner, you’re often focused on running and growing your company such as managing employees, balancing cash flow, and planning for the next big opportunity. But one area that can easily slip down […]
Roth Catch-Up Contributions – Are You Ready for January 1, 2026? Starting January 1, 2026, a key provision of SECURE 2.0 will officially take effect: Roth Catch-Up Contributions will be mandatory for certain high-income earners aged 50 and older. This change, originally slated for 2024, was delayed giving plan sponsors, […]
Top 5 Things to Consider in Retirement For many people, retirement feels like the finish line but in reality, it’s the start of a whole new chapter. Whether you’re just a few years away or already in your first years of retirement, the decisions you make now can shape your […]
401(k) Plan Design Tweaks That Can Drive Big Results As a retirement plan sponsor, you have a powerful role in shaping how well your employees prepare for retirement. The good news? You don’t have to reinvent your 401(k) plan to make a meaningful impact. Sometimes, small design tweaks can drive […]
Beyond the Numbers: Envisioning Your Retirement Lifestyle When people think about retirement planning, the first question is often, Do I have enough money? While financial readiness is crucial, an equally important, yet often overlooked, aspect is the emotional side of retirement. What will our days look like? How will you […]
How Plan Sponsors Can Help Employees Retire on Time: Turning Plan Design into Positive Outcomes As a corporate plan sponsor, your role in your employees’ retirement journey is more significant than you might think. Yes, you’re responsible for managing the mechanics of the plan and meeting fiduciary obligations. But beyond […]
Unlocking Financial Security: The Power of Qualified Longevity Annuity Contracts (QLACs) What is a Qualified Longevity Annuity Contract (QLAC)? A Qualified Longevity Annuity Contract(QLAC) is a type of deferred annuity funded with money from a qualified retirement plan, such as a 401(k) or an IRA. It’s designed to provide a […]
What is a Collective Investment Trust (CIT)? And How it Differs from a Mutual Fund As a retirement plan sponsor or committee member, you’re probably familiar with mutual funds as the go-to investment option in most 401(k) and 403(b) plans. But you may have also come across Collective Investment Trusts, […]
Roth 401(k): To Contribute or Not to Contribute? A Comprehensive Comparison Top 7 Reasons to Contribute to a Roth 401(k) 1. Tax-Free Withdrawals Contributions grow tax-free, and qualified withdrawals in retirement are tax-free, providing a tax-free income stream. 2. No Required Minimum Distributions (RMDs) Unlike traditional 401(k)s, Roth 401(k)s […]